One of the hardest things to do is planning ahead. You hardly lay out a well-thought-out plan for the future. Think of finally getting more cash for that dream home of yours, for the education of your child, for that business you have always wanted to put up, or simply having additional savings.
By not preparing ahead you place more than your savings in danger, but also you and your loved ones. Insurance provides you with the chance to secure those important to you.
This plan offers income and savings protection through comprehensive benefits that include the Life Benefit, Accidental Death Benefit, Terminal Illness Benefit, and a Cash Bonus Benefit at the end of your coverage period.
In the event that you pass due to natural causes your beneficiaries will receive a cash benefit. Grieving for a dear loved one is always difficult, this includes handling the expenses. This will assist your family financially as they cope with your passing
In the event that you pass due to an accident, the amount of the Life Benefit automatically doubles. Sudden death chooses no time, you can never tell when the unfortunate will arrive. It is best that you and most importantly, your family are prepared.
Once you are diagnosed of a Terminal Illness, you are entitled to receive about 50% of your life benefit, or at least not more than ₱250,000. Medicines and confinements are costly, especially if you are diagnosed of a terminal illness. You deserve access to quality healthcare as you recover from your illness.
Your Life and Accidental Death benefits are guaranteed to increase by 10%, depending on your chosen variant. We understand that your family should be able to keep up with the increasing costs of expenses.
At the end of your coverage period, all your premiums with 2% interest compounded annually will be returned to you in the form of a cash bonus. This is the investment benefit of your plan. You can choose to spend the cash bonus to provide a better future for the ones you love.
When you invest, it should cater well enough to your lifestyle. You are always looking for maximum benefits and returns, this plan was designed to give you that and more. Not many insurance plans offer at least 2% annual growth of your premiums. With just one plan you get both life and savings protection.
That vision of your new house, a better education for your child, and a brighter future is now within arm’s reach. The MoneyPlus Protection Plan fits exactly into what you need and at the same time equips you and your family with the proper security.
You are protected anywhere in the world.
Cash values begin to accumulate by the second year of your coverage.
You are not asked to pay your premium right away.
Your policy cannot be cancelled simply by the status of your health.
Premiums will not increase as you age.
As long as you are within the eligibility age by the end of your coverage, you have the option to renew your plan.
Each of our plans offer reasonably priced premiums to cater to each client’s budget. With just one premium you are covered for both life and terminal illness.
Click the Apply Now button. You will be asked to fill out a form with the required information.
Your application is subject to approval. Once approved, you will receive an electronic copy of your policy contract through your given email address. A copy will also be sent to your given mailing address. You will have 10-15 days to study the given policy contract.
If you find the provisions placed in the contract in order, you may proceed to paying your first premium at our authorized payment centers, to begin your coverage.
Except for the non-payment of premiums, we can no longer contest this Policy after it has been in force during the lifetime of the insured for two (2) years from the effective date of this policy or its last reinstatement.