Now is the time to place your health first. This hospitalization insurance plan was made for clients 20 to 64 years old, with coverage until 70 years old. What makes this plan different is that it covers pre-existing conditions after two years, providing you with even further protection.
The Hospital Income Benefit Plan provides you and your family with hospital confinement protection through benefits that include a Daily Hospital Cash Benefit, a Dread Disease Benefit, a Convalescence Benefit, and an Anti-inflation Benefit.
This is allocated for each day you are hospitalized, to replace your lost income due to confinement. It covers up to 365 days per illness, per confinement.
Your daily cash benefits are doubled in case you are confined due to cancer, poliomyelitis muscular dystrophy, cirrhosis of the liver, multiple sclerosis, and emphysema.
Cash assistance is provided for confinements that last for 30 days or more.
Your benefits are guaranteed to increase by 10% every year for the next 2 years.
Protection for the whole family with just
one affordable premium.
Coverage begins once first premium is paid.
No waiting for benefits.
Acceptance is Guaranteed. No need to
go through any medical examinations.
Confinement of 30 days or more, you'll receive
a cash benefit and premiums due are waived.
Coverage is up to age 70.
Cash benefits are paid directly to you. You
choose how to spend the cash benefits.
It is not selfish to bring your health into light. We understand how greatly you sacrifice for your family and their everyday needs.
Have you ever thought what would happen to them if the breadwinner falls ill? Their needs depend on your health.
Click the Apply Now button. You will be asked to fill out a form with the required information.
Once we have received your form, we will process your application. You will receive an electronic copy of your policy contract through your given email address. A copy will also be sent to your given mailing address. You will have 10-15 days to study the given policy contract.
If you find the provisions placed in the contract in order, you may proceed to paying your first premium at our authorized payment centers, to begin your coverage.
Any hospital confinement caused by a pre-existing condition will not be covered during the first two years of your policy. However, any confinement whether resulting from a pre-existing condition or not, will be covered on the third year with the limitations provided in the Policy Conditions.
- Policyholder Jake James Chua