Did you know that 70% of road accidents are due to car to car collision? This does not even count collision when you are parked in an authorized parking space. Because let’s admit it, there are a lot of reckless drivers out there who hit your car even when you’re properly parked on a legal space. This means that there is a higher probability that you file for a motor insurance claim due to a car-to-car collision than any other causes especially if you consider yourself a good driver.
Getting a motor insurance is necessary because spending money on a small dent on your car already costs a lot. And whether we like it or not, there are irresponsible drivers out there and no matter how good a driver we are, the possibility of getting into an accident is inevitable and when we do, how will that affect our finances? It is stressful, right? Car accidents and crashes are the situations we do not want to get into unprepared.
Statistics show that there is a daily average of 300 car accidents in Metro Manila alone. If you are driving to work every day or love to go out of town trips with your family and friends, there’s a possibility for an accident to happen. To have a more enjoyable driving experience, lessen your worries by getting your car protected and choose the product that’s reliable and at the same time affordable.
Thanks to Paramount Life & General Insurance Corp, we now have an alternative motor insurance that’s more affordable. Car-To-Car Collision Cover (C2C) is a motor insurance that focuses on, well as the product name itself, Car-to-Car collision with an identified motor vehicle. If you believe you are a good and responsible driver, then this is product is for you because unlike Comprehensive insurance where your premium considers the risk of the driver hitting a wall, a post or perhaps a tree, C2C only covers accidents due to car-to-car collision, whether the car is moving or parked.
For a minimal fee, this product also offers additional optional coverage similar to what a Comprehensive insurance has:
Excess Bodily Injury Reimburse – If you are responsible for the accident, this coverage pays for injury to another person and protects you if the victim sues you.
Property Damage - If you damage someone else’s property, you’ve got nothing to worry. This add-on coverage will take care of it.
Auto Passenger – This coverage protects the passenger, including you, against injury resulting in death and disablement.
Road Assistance - Get help from Paramount Assist’s 24/7 hotline that takes care of you and your vehicle while on the road.
To give you a better appreciation of how affordable C2C is, below is a sample differentiation of premium between C2C and a Comprehensive insurance.
WITH ADD ON COVERAGE
2015 TOYOTA VIOS
2015 HONDA CRV
2016 TOYOTA FORTUNER
*NOTE: Quotes for comprehensive insurance include AOG
Paramount also made the application very convenient and easy as they made the C2C product available online! All you have to do is visit the website http://www.autosecure.ph, key in your motor & personal information, pay for the premium and your policy will be immediately sent to your nominated address. You can even make your payment online too! Now, you can actually apply for your car insurance without having to go out of your house.
So what are you waiting for? For easy, convenient and hassle-free application, get your C2C online now!