Preparing for Natural Disasters

June 30, 2023

The Philippines is highly prone to a wide range of natural disasters due to its geographical location.  Situated at the Pacific Ring of Fire, the country frequently experiences seismic activities such as earthquakes and volcanic eruptions. Moreover, its exposure to typhoons and monsoons puts it at risk of devastating floods, landslides, and storm surges.  Annually, around 20 tropical cyclones enter its territory. In 2022, the total amount of damaged infrastructure due to major natural extreme events was 11.81 billion pesos.

Given the country's vulnerability to these calamities, it is important that we possess knowledge and appropriate resources to effectively handle such emergencies.


To prepare for a typhoon, it is important to stay informed by regularly checking reliable sources like PAGASA for weather updates. Keep your mobile phones fully charged, create an evacuation plan, assemble an emergency kit, and closely follow announcements from local authorities.


During an earthquake, it is vital to remember the "Drop, Cover, and Hold On" protocol. Immediately drop to the ground, take cover under a sturdy piece of furniture, and hold on until the shaking subsides. This helps protect against potential falling objects and structural hazards.


Prioritizing personal safety during floods involves avoiding floodwaters, seeking higher ground, and adhering to evacuation orders issued by local authorities. These measures help safeguard yourself and your loved ones from fast-moving water and associated hazards.

It is crucial to have well-defined evacuation and emergency plans for such scenarios, ensuring the safety of you and your family. Additionally, it is advisable to keep important contact information readily available, including:

  • National Emergency Hotline: Dial 911 for immediate assistance during emergencies, accidents, or crimes.

  • National Disaster Risk Reduction and Management Council (NDRRMC): Contact the NDRRMC at (02) 8911-1406 to 07 for disaster-related information, coordination, and assistance.

  • Philippine National Police (PNP): Reach out to the PNP through their hotline at 117 or (02) 8722-0650 for emergency assistance or to report crimes.

  • Bureau of Fire Protection (BFP): In case of fire incidents, call the BFP at 160 or (02) 8426-0219.

  • Philippine Red Cross: Contact the Philippine Red Cross at (02) 8790-2300 for emergency medical assistance, blood donations, and disaster response.

Insurance serves as a valuable tool in reducing potential losses and damages resulting from disasters, offering assistance in the process of recovery and reconstruction following such incidents. To explore suitable coverage options for your home, car, and health, please visit  

Remember, prioritizing safety is paramount during natural calamities. Stay prepared and equipped to respond effectively in emergency situations.