Couples’ Guide to Insurance: Planning a Secure Life Together

February 13, 2026

Picture this: you and your partner have just tied the knot, still riding the highs of your honeymoon. Talking about difficult “what ifs” is probably the last thing either of you wants to do. Yet, as uncomfortable as it may be, preparing for the unexpected can be one of the most meaningful ways to show love and care for each other.

How to prepare for the discussion

Do your research on insurance
Before bringing up insurance, take time to educate yourself. This is especially important if your partner isn’t sure where to start—or is hesitant about the topic altogether. When you’re informed, facts speak louder than doubts. A simple online search can already help you understand the different types of policies available and which options may best suit your growing family.

Assess your current financial situation
Sit down together and take an honest look at your finances. Don’t shy away from the numbers– every peso matters. Many households rely on more than one source of income, and losing one can place a heavy burden on the other. Life insurance helps ensure that your family’s needs and quality of life can still be sustained, even in your absence.

Set long-term goals for your future
Even at the start of married life, it’s important to talk about both individual and shared goals. These might include buying a home, starting a family, or pursuing further education. Being open about these plans helps create a clearer picture of the life you want to build together and the financial support you’ll need along the way.

Once you are equipped with solid research and a clear understanding of your finances, it becomes easier to see how insurance protects the future you’re building together. Once you've discussed your vision for the future,  take a moment to explore which coverage best fits your long-term goals. View our available plans at: https://plgic.ph/PDHealthInsurancePlans.

Back