Health emergencies can happen anytime. They choose no time, no place, and no one. When we’re unprepared, it can lead to fear, anxiety, and even death.
When a health emergency strikes, are you ready?
Awareness and Preparedness
More than two decades ago, former President Fidel V. Ramos signed Proclamation No. 705 which declares December 6 of each year as our National Health Emergency Preparedness Day. This was a result of the spike in health emergency-related deaths in the Philippines, including injuries, trauma, and more.
The World Health Organization (WHO) also highlights the importance of preparedness we’re vulnerable to other life-threatening emergencies like outbreaks of a contagious disease, casualties from natural disasters, and chemical contaminations.
Emergencies these large can be a threat to individuals who’ll require immediate medical attention as soon as it happens. This is why it’s important to prepare for emergencies yourself.
How to Best Prepare for Health Emergencies
Make a Plan
You and your loved ones should discuss how to respond in times of an emergency, especially if members of the family aren’t in the same place at the same time. Choose a common location to meet at if things like this happen.
Part of being prepared is also learning first aid beforehand. Basic skills in cardio-pulmonary resuscitation (CPR) or attending to minor injuries can help not only you but those around you.
Build a Kit
Each member of the household should have their own emergency first aid kit. It should be fully stocked, compact, and organized.
A standard kit should contain alcohol, scissors, band-aids, tweezers, a thermometer, tape, medical tape, antiseptic, and medicine for fever, pain relief, and diarrhea.
The Red Cross also advises having a Go Bag for supplies that should include important documents in sealed envelopes, ready-to-eat food, drinking water, flashlight, battery-powered radio with extra batteries.
Make sure that you and your family members have a copy of a list of all emergency hotlines that they can call in the event of an injury or accident. Have a list of immediate and secondary family members around as well to make sure each one has access to help from other loved ones.
Prepare Financially, Too
We all know how important it is to ensure we have what we need in times of an emergency or disaster. But what’s also as important as being physically prepared is being financially secure so we have fewer worries when hard times arise.
At Paramount Direct, we have the HealthCare Cash Plan. This insurance plan provides a wide selection of benefits that can help you pay off costly hospitalization bills if you’re confined due to a disaster-related injury. The plan caters to individuals from ages 20 to 50 years old, providing cash benefits for short-term and long-term confinements, ICU confinements, dread disease benefits, and a lump sum for surgeries. Premiums can go as low as PHP239/month for individuals based on age 20 and Plan 500.
Did you know that you can expand your coverage by purchasing another plan? This makes sure you have better, more comprehensive protection for yourself and your loved ones.
Paramount Direct’s Go Protect Plan is the perfect partner in keeping your family protected financially should anything untoward happen to you. It’s a life insurance product that gives you peace of mind that the ones who matter the most are covered when you’re gone. It has a Life Benefit of up to PHP800,000 with optional riders for Accidental Death and Waiver of Premium on Disability. It’s available for ages 18 to 60 (if 10 years to pay) and 18 to 54 (if 20 years to pay). Premium starts at PHP333/month, based on age 20-24 and Plan 100, payable in 20 years.
Preparedness is all about thinking ahead and taking actionable steps today so that your tomorrow is well taken care of. Be ready always.